Finding the Best Home Warranty for Your Needs is as Simple as Taking These 3 Steps

It can be overwhelming to search for a new home warranty, especially as a first-time homeowner. You might not have many options available for your situation, or those warranties might not cover what you need in your area.

Whether you are searching for a warranty for a home you already own or a home you are considering buying, all you need to do is take these three simple steps to save time and money.

  1. Do Your Due Diligence

You should start by gathering a list of home warranty companies that service your area. To find these companies, ask your Realtor for recommendations and do a Google search for your local area. Once you have found a list of companies to check, you can begin doing your due diligence in a two-part process.

First, do they have good customer reviews?

You can find reviews online through Best Company, Yelp, and the Better Business Bureau. Positive reviews from other customers are essential in choosing a company you can trust. If a company has an unusual number of negative reviews or recently received a large number of negative reviews due to ownership or policy changes, you can remove them from your list.

Secondly, do they have the coverage you are looking for?

Once you have narrowed down your list to a select few that will treat you well, you can review their policies to determine if they cover your needs. This should leave you with a few companies to compare policies and pricing with.

  1. Choose a Plan that Suits Your Needs

Now that your list is significantly smaller, you can compare policies from these companies to find the plan that suits your needs:

Dig into the fine print.

It is boring, but digging into the fine print of each policy can save you time and money in the long run. If there are no plans that suit what you are looking for, you can skip them, narrowing down the list even further.

Request a quote.

Once you have a list of companies that you are confident suit your needs, it is time to request a quote. The price comparison can be daunting but purchasing a 2-10 Home Buyers Warranty will help give you peace of mind.

Read the whole contract.

You might be tired from reading the fine print, but do not skip this part. Read the full contract you are given, as it will typically be customized to your chosen policy and coverage area. This contract will also help you find any loopholes or additional fees the company requires, as well as any lease terms.

  1. Purchase Your Home Warranty

You have successfully chosen a home buyer’s warranty company and coverage policy, but where you are in the purchase process can determine the policy type you need. You should check with the company to ensure you are getting the right coverage based on how long you have owned the home.


You might be tempted to forego the home buyer’s warranty altogether, but you should think twice before doing so. Things can always go wrong in a home once the sale has been processed.

There is no reason why you should pay out of pocket for home repairs due to damages and wear incurred before the sale. Choosing the right home buyer’s warranty for your needs is key to happier homeownership.


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