General Real Estate

How to Protect Your Home Against Excessive Flood Damage

The United States has intricate water patterns, and flash to flash floods are a reality in all 50 states. For this reason, flood preparedness is critical for any home or residence when it rains. Home flooding is the result of three joint events, such as basement flooding, natural disaster flooding, and main water flooding.

Flooding is a frequent and expensive natural misfortune in the United States. It can pose severe threats to life, property, and the general well-being of communities. Damage from water logging is a reason to take necessary precautions to minimize the chances of your home getting damaged by floodwater. You can’t completely eradicate the threat of flooding, but here are a few steps to protect your home against excessive flooding damage.

Flooding in the Basement

If your basement seems damp or it floods when it rains, it is likely due to one of these three problems: poor plumbing, leaky window, or a poorly insulated foundation could be the cause.

  • Poorly Insulated Foundation – Poor yard drainage, excessive rain, or sewer backups can contribute to a flood in your basement if your foundation isn’t insulated enough. To prevent this damaging from happening, you’ll need to pinpoint the source of the leaks, fix any cracks yourself, and install waterproofing foundation insulation to avoid future damage.
  • A Leak in the Basement Windows –If there is water gathering in your yard, or clogged gutters, water can collect in windows and seep into the basement through and around your windows. To help prevent the basement from flooding when it rains, you can caulk your basement window or install window wells, adjust window grade, check your gutter spouts and install new windows.
  • Dripping Plumbing – If your plumbing is leaking then, you probably could have a burst, a trickling waste line, a malfunctioning washing machine supply hose, or a seeping water heater or tank. There are ways to prevent having flooding damage from leaky pipes. Replace washers and O-rings, replace dripping shower spouts, and replacing mechanical faucets when they get old and corroded can help prevent a flood.
  • Pipes Bursting – If a pipe bursts, it could result in a flood and extensive damage. The majority of the causes of pipes bursting is frozen pipers, water pressure concerns, and erosion. When water freezes inside the pipe, and it expands which increases the force inside, in the long run, the pressure escapes by bursting out of the pipe and flooding the basement.

Natural Disaster Flooding

Natural disasters such as hurricanes, mudslides, and excessive rain are behind a large number of homes flooding and flash floods. If you reside in a flood region, it could affect your insurance options and rates with flood adjusters.

Water Main Flooding

A break to a water main or the primary line in a water supply system is typically not preventable for the homeowner. It usually happens when both air and water temperatures drop below freezing, causing the ground above the pipes to freeze which will increase stress on the pipe causing it to leak or break.

Renovations to Flood-Proof Your Home

If your home was not constructed to withstand rising water, some flood working might be required to diminish the damage caused by a flood. Some methods of controlling the damage to your home caused by floods are installing foundation vents or a sump pump, applying coatings and sealants, raise your electrical outlets and switches, install check valves on your pipes, grade your lawn away from the house, make space between your mulch and siding, and point your downspouts away from your home.

Final Thoughts

Prevention is essential when it goes to protecting your home.  You need to be aware of flood-zone risks, make a flood emergency plan, check your insurance, inspect your home, hire professionals to evaluate your electrical panel, install reflux valves, install a sump pump, and be prepared to evacuate. It’s also essential to prepare for winter as well, winter can be harsh, and the cold and sub-zero temperatures can wreak havoc on pipes and water mains. You don’t want a sudden surprise during a spring thaw that causes a water leak and flooding and damaging to your home.

If you notice any moisture in your house, do not ignore or postpone making repairs to the moisture damage.  Damage that results in a lack of maintenance is usually not covered by flood adjusters in a standard homeowner’s insurance policy.

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